Account Coordination
Responsive support for account forms, service requests, transfers, beneficiary updates, and client follow-up, helping every administrative detail move forward accurately and efficiently.
Private wealth management clients deserve responsive, organized support that keeps every detail moving smoothly. Barking Sands Capital provides client-first service across account coordination, planning support, investment management, retirement strategy, and documentation needs. With an independent, fee-based approach and credentialed advisors, clients receive attentive guidance designed to align day-to-day service with long-term financial goals.
Integrated client service support for planning, investments, retirement, protection, and financial account coordination.
Responsive support for account forms, service requests, transfers, beneficiary updates, and client follow-up, helping every administrative detail move forward accurately and efficiently.
Research-backed investment management support, including portfolio analysis, diversification strategies, separately managed accounts, and active management aligned with each client’s goals and risk tolerance.
Comprehensive retirement planning assistance covering rollover strategy, Roth IRA conversions, distribution planning, cash-balance plans, and long-term retirement income considerations.
Tax-aware planning coordination designed to integrate business owner strategies, AMT considerations, retirement planning, and broader financial decisions into one cohesive approach.
Protection planning support that helps clients evaluate insurance needs, risk management priorities, long-term care planning, Medicare planning, and family financial security.
Personalized education funding strategies that help families evaluate tax-advantaged savings options and prepare confidently for college and future education expenses.
The team begins by learning your goals, current accounts, planning priorities, and service needs. This helps clarify whether your situation calls for investment management, retirement planning, rollover support, tax coordination, or a broader comprehensive planning engagement.
Barking Sands Capital combines sophisticated planning with personal attention and practical client support.
Independent, fee-based structure supports transparent advice without pushing commission-driven managed account products.
CFP® and ChFC credentials support advanced planning across retirement, investments, tax, and protection needs.
The proprietary InteProcess™ coordinates legal, insurance, tax, retirement, and financial planning into one service experience.
Relationship-focused service helps clients receive timely follow-up, accurate account support, and dependable communication.
Meet the professionals supporting your financial journey.
Principal, ChFC
JB L'Esperance is a co-founder and Principal of Barking Sands Capital (The L'Esperance Group, LLC), holding the prestigious Chartered Financial Consultant (ChFC) designation. With a career that began right out of college in Michigan's Upper Peninsula, JB has built deep expertise in investment management, retirement analysis, estate planning, and small business planning. Licensed in life and health insurance in both Michigan and Minnesota, he has maintained lasting relationships with many of his earliest clients — a testament to his commitment to delivering excellent service and real value. The oldest of six siblings, JB developed strong teamwork and family values early, qualities that define his client-first advisory approach. He and his wife Kelly reside in Independence, Minnesota, where they continue growing their Midwest financial planning practice.
Principal
Kelly C. L'Esperance is a co-founder and Principal of Barking Sands Capital (The L'Esperance Group, LLC), bringing a strong background in investment services, fixed income investing, retirement and education planning, and investment portfolio management. With five years of experience at one of the nation's largest commercial banks, Kelly joined her husband and business partner JB to build an independent, fee-based advisory firm grounded in putting clients' needs above all else. Growing up in Michigan's Upper Peninsula, where her family ran small resort businesses, Kelly developed an entrepreneurial spirit and deep appreciation for personalized service. Kelly resides in Independence, Minnesota, with JB and their two children.
Advisor
Curtis Hewitt is an Advisor with Barking Sands Capital, specializing in Medicare Planning and Long Term Care. Based in Marquette in Michigan's Upper Peninsula, Curtis brings a dynamic entrepreneurial career to his advisory role, having successfully started, managed, and sold multiple businesses throughout his professional life. He is also co-founder of MSIS Agency. Curtis holds a degree in Architectural Design from Lansing Community College and a Business Management degree from Colorado Technical University, where he graduated Magna Cum Laude. He holds Life and Health insurance licenses along with Series 6 and Series 63 registrations. A dedicated community servant, Curtis has served as president of a local Women's Shelter, school board member, and co-founder of a youth mountain biking program. He resides in Marquette with his wife and four children.
Client Relationship Manager
Tara Handy is the Client Relationship Manager at Barking Sands Capital, bringing more than two decades of experience in the financial services industry. She specializes in client service, account management, and operational support, ensuring that both advisors and clients receive responsive, accurate, and professional assistance. Tara holds Series 7 and Series 63 securities registrations, Life and Health Insurance licenses, and is a commissioned Notary Public. She earned her Bachelor of Science in Business Administration from Gardner-Webb University. Known for building strong, lasting relationships, Tara is dedicated to making every client interaction seamless and reliable. She resides in western North Carolina with her husband and three children, and values hard work, strong relationships, and serving others in every aspect of her life.
CFP®
Andrea Cervena is a Certified Financial Planner (CFP®) with Barking Sands Capital, bringing over 20 years of financial industry experience spanning three continents and multiple sectors including banking, real estate, hospitality, and sports. She holds a BA in International Business and Business Administration from Minot State University and an MA in International Relations from the International University of Japan. Since 2020, Andrea has focused exclusively on personal finance, earning her CFP® designation and assisting clients with Tax Planning, Estate Planning, Retirement Planning, Education Funding, and Budgeting. Her service-oriented approach and global perspective allow her to craft creative, tailored financial solutions. Outside of work, Andrea is an active volleyball official, cycling community ambassador, and Masters Ski Racing board member.
A client service associate in wealth management helps coordinate the operational and relationship details that support an advisory relationship. Responsibilities often include account paperwork, scheduling, document follow-up, transfer coordination, client communication, and advisor support. At Barking Sands Capital, that service mindset helps clients receive timely, accurate assistance while advisors focus on planning, investment management, and long-term strategy.
Connect with our client service team for clear next steps.
Recognized standard for comprehensive financial planning.
Advanced credential in financial consulting strategies.
Supports regulated securities and insurance guidance.
Share your goals, questions, or account service needs, and the Barking Sands Capital team will help determine the next best step.
For immediate assistance, feel free to give us a direct call at 952-500-8854. You can also send us a quick email at jb@barkingsandscapital.com.
For immediate assistance, feel free to give us a direct call at 952-500-8854. You can also send us a quick email at jb@barkingsandscapital.com.