Comprehensive Planning
Integrated planning that connects legal, insurance, tax, retirement, and investment decisions into one coordinated financial roadmap guided by your values and objectives.
Plan your next financial move with Barking Sands Capital, an independent, fee-based advisory firm serving clients seeking Financial Planning & Advisory Services in Wichita, KS. From retirement and tax coordination to investment management, Medicare planning, and business-owner strategies, our team helps Wichita families and professionals align today’s decisions with long-term goals.

Coordinated planning, investment, retirement, tax, Medicare, and business advisory services tailored to your goals.
Integrated planning that connects legal, insurance, tax, retirement, and investment decisions into one coordinated financial roadmap guided by your values and objectives.
Research-backed portfolio strategies designed around your risk tolerance, goals, time horizon, diversification needs, and desire for active professional oversight.
Retirement analysis covering income planning, 401(k) rollovers, asset distribution strategies, Roth IRA conversions, and cash-balance plans for business owners.
Strategic tax planning that coordinates retirement, business-owner strategies, AMT considerations, and investment decisions to help reduce unnecessary tax drag.
Personalized Medicare guidance to help clients evaluate coverage options, enrollment timelines, future care needs, and IRMAA strategies in retirement.
Planning support for small business owners, including cash-balance plans, retirement strategies, tax coordination, and business-owner financial decision-making.

We begin by learning your values, goals, family priorities, business interests, timeline, and risk tolerance. For Wichita clients, this often includes coordinating retirement, business-owner planning, and tax questions tied to a growing regional economy.
Barking Sands Capital is a solution-based firm that pairs transparent, relationship-driven financial planning advisory services with a focus on your long-term destination.
Independent RIA structure supports transparent advice without commissions on managed accounts.
Integrated planning connects tax, retirement, insurance, legal, and investment priorities for Wichita clients.
CFP® and ChFC credentials support sophisticated planning across complex financial decisions.
Midwest relationship values guide attentive service for families, professionals, and business owners.
Experienced advisors focused on values-based financial planning.

Principal, ChFC
JB L'Esperance is a co-founder and Principal of Barking Sands Capital (The L'Esperance Group, LLC), holding the prestigious Chartered Financial Consultant (ChFC) designation. With a career that began right out of college in Michigan's Upper Peninsula, JB has built deep expertise in investment management, retirement analysis, estate planning, and small business planning. Licensed in life and health insurance in both Michigan and Minnesota, he has maintained lasting relationships with many of his earliest clients — a testament to his commitment to delivering excellent service and real value. The oldest of six siblings, JB developed strong teamwork and family values early, qualities that define his client-first advisory approach. He and his wife Kelly reside in Independence, Minnesota, where they continue growing their Midwest financial planning practice.

Principal
Kelly C. L'Esperance is a co-founder and Principal of Barking Sands Capital (The L'Esperance Group, LLC), bringing a strong background in investment services, fixed income investing, retirement and education planning, and investment portfolio management. With five years of experience at one of the nation's largest commercial banks, Kelly joined her husband and business partner JB to build an independent, fee-based advisory firm grounded in putting clients' needs above all else. Growing up in Michigan's Upper Peninsula, where her family ran small resort businesses, Kelly developed an entrepreneurial spirit and deep appreciation for personalized service. Kelly resides in Independence, Minnesota, with JB and their two children.

Advisor
Curtis Hewitt is an Advisor with Barking Sands Capital, specializing in Medicare Planning and Long Term Care. Based in Marquette in Michigan's Upper Peninsula, Curtis brings a dynamic entrepreneurial career to his advisory role, having successfully started, managed, and sold multiple businesses throughout his professional life. He is also co-founder of MSIS Agency. Curtis holds a degree in Architectural Design from Lansing Community College and a Business Management degree from Colorado Technical University, where he graduated Magna Cum Laude. He holds Life and Health insurance licenses along with Series 6 and Series 63 registrations. A dedicated community servant, Curtis has served as president of a local Women's Shelter, school board member, and co-founder of a youth mountain biking program. He resides in Marquette with his wife and four children.

Client Relationship Manager
Tara Handy is the Client Relationship Manager at Barking Sands Capital, bringing more than two decades of experience in the financial services industry. She specializes in client service, account management, and operational support, ensuring that both advisors and clients receive responsive, accurate, and professional assistance. Tara holds Series 7 and Series 63 securities registrations, Life and Health Insurance licenses, and is a commissioned Notary Public. She earned her Bachelor of Science in Business Administration from Gardner-Webb University. Known for building strong, lasting relationships, Tara is dedicated to making every client interaction seamless and reliable. She resides in western North Carolina with her husband and three children, and values hard work, strong relationships, and serving others in every aspect of her life.

CFP®
Andrea Cervena is a Certified Financial Planner (CFP®) with Barking Sands Capital, bringing over 20 years of financial industry experience spanning three continents and multiple sectors including banking, real estate, hospitality, and sports. She holds a BA in International Business and Business Administration from Minot State University and an MA in International Relations from the International University of Japan. Since 2020, Andrea has focused exclusively on personal finance, earning her CFP® designation and assisting clients with Tax Planning, Estate Planning, Retirement Planning, Education Funding, and Budgeting. Her service-oriented approach and global perspective allow her to craft creative, tailored financial solutions. Outside of work, Andrea is an active volleyball official, cycling community ambassador, and Masters Ski Racing board member.
A financial planning advisor helps you organize decisions around retirement, investments, taxes, insurance, estate considerations, education funding, and major life transitions. At Barking Sands Capital, planning is integrated through a team-based approach, coordinating designated professionals when needed so your strategy is not built in isolation. The goal is to align your money decisions with your values, timeline, risk tolerance, and long-term objectives.
Connect with our team for clear answers and next steps.
Advanced comprehensive financial planning credential.
Specialized financial consulting designation.
Transparent advisory model prioritizing client interests.
Share your goals, concerns, and timing. Our team will help you determine the right next step for coordinated planning, investment guidance, retirement strategy, or specialized advisory support.
For immediate assistance, feel free to give us a direct call at 952-500-8854. You can also send us a quick email at jb@barkingsandscapital.com.
For immediate assistance, feel free to give us a direct call at 952-500-8854. You can also send us a quick email at jb@barkingsandscapital.com.