Expert Fixed Income & Equity Investment Management Services

Pursue a more resilient portfolio with Fixed Income & Equity Investment Management Services from Barking Sands Capital. Our independent, fee-based team blends active equity selection, fixed income insight, diversification, and risk management to align investments with your destination. Get sophisticated portfolio guidance with the transparency, personal attention, and planning depth you expect from a trusted advisory relationship.

Advisor reviewing investment portfolio charts with clients

Our Investment Management Services

Portfolio strategies spanning active equity selection, fixed income insight, diversification, and planning coordination for long-term decisions.

Asset Management

Personalized asset management strategies include portfolio analysis, diversification guidance, separately managed accounts, and wealth management designed to pursue return potential while respecting each client’s risk tolerance.

Active Portfolios

Research-backed active investment management uses dynamic portfolio strategies and hand-picked core equity stocks to seek market opportunities while adapting to changing conditions and client goals.

Integrated Planning

Investment decisions are coordinated with tax, retirement, insurance, legal, and broader financial planning considerations through Barking Sands Capital’s comprehensive, team-based advisory approach.

Goal-Aligned Investment Guidance

Portfolios Built Around Your Destination

Barking Sands Capital combines fixed income discipline and equity opportunity to help clients pursue growth, income, and resilience. As an independent, fee-based RIA, the team evaluates risk tolerance, time horizon, tax considerations, and broader financial goals before recommending portfolio strategies, giving clients sophisticated money management with the flexibility and attention of a personal advisor through changing market cycles.

Investment manager analyzing portfolio allocation
The Barking Sands Difference

Why Choose Barking Sands Capital?

Barking Sands Capital combines disciplined portfolio management with transparent, relationship-based financial guidance.

Independent

Fee-based RIA structure supports transparent advice without commissions on managed accounts for clients.

Integrated

InteProcess™ coordinates tax, insurance, legal, retirement, and financial planning around investment decisions.

Experienced

Founded in 2004, the firm brings long-term perspective through changing market cycles.

Personalized

Clients receive large-manager sophistication with flexible, attentive guidance from a personal advisory team.

Meet Our Advisory Team

Experienced advisors coordinating investment, planning, and client service.

Portrait of JB L'Esperance, Principal and ChFC at Barking Sands Capital

JB L'Esperance

Principal, ChFC

JB L'Esperance is a co-founder and Principal of Barking Sands Capital (The L'Esperance Group, LLC), holding the prestigious Chartered Financial Consultant (ChFC) designation. With a career that began right out of college in Michigan's Upper Peninsula, JB has built deep expertise in investment management, retirement analysis, estate planning, and small business planning. Licensed in life and health insurance in both Michigan and Minnesota, he has maintained lasting relationships with many of his earliest clients — a testament to his commitment to delivering excellent service and real value. The oldest of six siblings, JB developed strong teamwork and family values early, qualities that define his client-first advisory approach. He and his wife Kelly reside in Independence, Minnesota, where they continue growing their Midwest financial planning practice.

Portrait of Kelly L'Esperance, Principal at Barking Sands Capital

Kelly L'Esperance

Principal

Kelly C. L'Esperance is a co-founder and Principal of Barking Sands Capital (The L'Esperance Group, LLC), bringing a strong background in investment services, fixed income investing, retirement and education planning, and investment portfolio management. With five years of experience at one of the nation's largest commercial banks, Kelly joined her husband and business partner JB to build an independent, fee-based advisory firm grounded in putting clients' needs above all else. Growing up in Michigan's Upper Peninsula, where her family ran small resort businesses, Kelly developed an entrepreneurial spirit and deep appreciation for personalized service. Kelly resides in Independence, Minnesota, with JB and their two children.

Portrait of Curtis Hewitt, Advisor at Barking Sands Capital

Curtis Hewitt

Advisor

Curtis Hewitt is an Advisor with Barking Sands Capital, specializing in Medicare Planning and Long Term Care. Based in Marquette in Michigan's Upper Peninsula, Curtis brings a dynamic entrepreneurial career to his advisory role, having successfully started, managed, and sold multiple businesses throughout his professional life. He is also co-founder of MSIS Agency. Curtis holds a degree in Architectural Design from Lansing Community College and a Business Management degree from Colorado Technical University, where he graduated Magna Cum Laude. He holds Life and Health insurance licenses along with Series 6 and Series 63 registrations. A dedicated community servant, Curtis has served as president of a local Women's Shelter, school board member, and co-founder of a youth mountain biking program. He resides in Marquette with his wife and four children.

Portrait of Tara Handy, Client Relationship Manager at Barking Sands Capital

Tara Handy

Client Relationship Manager

Tara Handy is the Client Relationship Manager at Barking Sands Capital, bringing more than two decades of experience in the financial services industry. She specializes in client service, account management, and operational support, ensuring that both advisors and clients receive responsive, accurate, and professional assistance. Tara holds Series 7 and Series 63 securities registrations, Life and Health Insurance licenses, and is a commissioned Notary Public. She earned her Bachelor of Science in Business Administration from Gardner-Webb University. Known for building strong, lasting relationships, Tara is dedicated to making every client interaction seamless and reliable. She resides in western North Carolina with her husband and three children, and values hard work, strong relationships, and serving others in every aspect of her life.

Portrait of Andrea Cervena, CFP® at Barking Sands Capital

Andrea Cervena

CFP®

Andrea Cervena is a Certified Financial Planner (CFP®) with Barking Sands Capital, bringing over 20 years of financial industry experience spanning three continents and multiple sectors including banking, real estate, hospitality, and sports. She holds a BA in International Business and Business Administration from Minot State University and an MA in International Relations from the International University of Japan. Since 2020, Andrea has focused exclusively on personal finance, earning her CFP® designation and assisting clients with Tax Planning, Estate Planning, Retirement Planning, Education Funding, and Budgeting. Her service-oriented approach and global perspective allow her to craft creative, tailored financial solutions. Outside of work, Andrea is an active volleyball official, cycling community ambassador, and Masters Ski Racing board member.

Frequently Asked Questions

What is fixed income and equity investment management?

Fixed income and equity investment management combines bond-oriented strategies for income and stability with stock-oriented strategies for long-term growth. Barking Sands Capital builds portfolios around each client’s goals, risk tolerance, time horizon, and broader financial picture, using active investment management, diversification strategies, and ongoing portfolio analysis to keep decisions aligned with your destination.

How does Barking Sands Capital manage investment risk?

What is the difference between active and passive investment management?

Who should consider these investment management services?

How do separately managed accounts work?

Can investment management be coordinated with tax and retirement planning?

What credentials support Barking Sands Capital’s advice?

How do I get started with Barking Sands Capital?

Still Have Investment Questions?

Connect with our team for clear, personalized investment guidance.

Credentialed Guidance

Awards and Recognition

Certified Financial Planner CFP credential badge

Certified Financial Planner

Rigorous planning credential for comprehensive financial advice.

Chartered Financial Consultant ChFC credential badge

Chartered Financial Consultant

Advanced designation for financial consulting expertise.

Independent RIA trust badge

Independent RIA

Fee-based structure supporting transparent investment guidance.

Start a Smarter Portfolio Conversation

Share your goals, risk concerns, and planning questions. Our team will follow up to discuss next steps and determine whether our investment management approach fits your needs.

Contact Us Today

For immediate assistance, feel free to give us a direct call at 952-500-8854. You can also send us a quick email at jb@barkingsandscapital.com.